NID GOLD ACCOUNT
 
FEATURES
1. 24/7 on-line access to the account.
2. Minimum Account Opening Balance is N10,000
3. Interest Rate is 1% above regular savings rate at any time.
4. Account Holder will have a designated Relationship Manager.
5. Cheques/Drafts/Dividend warrants can be paid into this account.
6. Debit Cards would be available.

NID DOM ACCOUNT

FEATURES
1. A high yield domiciliary account.
2. Minimum Account Opening Balance is $250 or its equivalent in GBP or EUR
3. Interest Rate is at 0.5% above regular domiciliary account rates.
4. Joint account opening facility is available on the account.
5. Instructions can be given for the Bank to exchange at prevailing rates to buy shares of companies quoted on the floor of NSE.
6. Account Holder will have a designated Relationship Manager
7. Debit Cards would be available.

NID INVEST ACCOUNT

FEATURES
1. Fixed Deposit/Tenured-Saving Account.
2. Minimum Account Opening is $5000 or its equivalent in GBP or EUR or NGN.
3. Minimum duration is for a period of 60 Days.
4. Certificate can be used to secure loan with the Bank.
5. Instructions can be given for Bank to buy shares of companies quoted on the floor of NSE on liquidation.
6. Interest Rate is at the Bank’s competitive investment rates.

CHECKLIST FOR ACCOUNT OPENING DOCUMENTATION

1. Properly completed Account Opening Form.(Click here to Download)

2. Passport Photograph (2 copies per signatory).

3. Valid proof of Identification - International Passport OR other supporting IDs like Residence Permit OR Work Permit (necessary to confirm customer’s status). An option of Other Countries Passport for the residence permit/work permit will suffice.

4. Proof of source of funds (Any one of the following is acceptable: Employer’s reference, Letter of employment, Work ID or Recent Payslip, Evidence of Business registration, Business Bank statements or Banker’s Business reference).

5. Proof of address (Any one of the following is acceptable: Current Utility bill not exceeding 2 months, last 6 months Bank statement, or copy of any letter received within the last 3 months from existing Banker).

6. Attestation of passport and photocopies of attached documents (2 to 5) by 2 Referees who could be a NOTARY PUBLIC, Nigerian Embassy Official, Account Holder (Any Bank) or Oceanic Bank Staff. Referees would include Name, Address, Contact Phone Number and Email Address.

7. Completed Indemnity Form. (Click here to Download).

OTHER REQUISITE PROCESSES

I. Prospect may send (preferably by courier) this completed form along with all requisite documents to:

Retail Banking Group/NID Centre
Oceanic Bank International Plc.
24 Ozumba Mbadiwe Avenue,
Victoria Island, Lagos.

Tel: 234 1 7755326

OR

May scan and send filled forms and other requisite documents to nid@oceanicbanknigeria.com

Also send a file of your passport photo as an attachment to the email. This option will await the arrival of the hard copies before transactional access is granted to the customer. OR through designated Oceanic Agencies who will send to the above address.

II. Payments into the Accounts will be either through Cash at any Oceanic Bank branch or through money transfers by International and Local Money Transfer agencies that the Bank has a relationship with.

III. Account to be opened in Retail Banking Group, Oceanic Bank, Corporate Branch, Victoria Island Lagos; except where otherwise stated. It may however be operated from any of our branches nationwide.

IV. Customer Service Officer at the Corporate Branch shall check with all above stated checklist and open the account with the requisite account details.

V. Specifically Trained Retail Banking staff is allocated as Relationship Manager.

VI. The Account number will be communicated to the specified email address of the account holder that would used to complete the Internet Banking set up.

VII. Account Holder will sign the mandate on the concluding page of the Internet Banking set-up, sign, scan and send to productdev_mgt@oceanicbanknigeria.com for activation.

VIII. The activation shall be the next working day after the Account Holder sends the scanned copy of the form.

IX. Account holder then logs in and begins the operation of the account.